Whilst it may seem reasonable just to disclose this information at renewal or when shopping for quotes, an insurance company would expect to be informed at the point of conviction.
Failing to do so risks invalidating the policy. Viewing your licence information has never been easier — 21st century living means that you can view your driving record, check your penalty points and even create a licence 'check code' to share your driving record with someone all online - something you may well need to do when hiring a car..
If you are unsure about how many points you have, or when they were added, click here to check your driving licence. Are you a new driver on the road? New drivers face much stricter penalties when it comes to the rules and regulations around licence points.
Any new driver who gets 6 or more points during their first 2 years after passing their driving test, will have their licence revoked. Here are our 3 pearls of wisdom for any newbies taking on the road for the first time:. Make others aware of you by using 'P' plates. Having these displayed on your vehicle will let others around you know that you're a new driver and that they should consider driving more cautiously.
Refrain from giving your friends lifts straight away. They could be distracting, and you should take the time to get used to driving without an instructor in your own time. Ignore your phone. Place it out of sight, and preferably muted — this is another huge distraction for drivers behind the wheel and can cause serious accidents. The easiest way to swerve landing penalty points on your licence is to be cautious when you're on the road — make that extra check for any speed cameras and don't drive like a nutter…simples!
What if you need legal advice? Well, you've come to the right place! We spoke to expert motoring offence solicitor, Andrea Clegg, who has over 20 years' experience working in law, managing a firm Auriga Advocates specialising in road traffic defence. Andrea says that there's a definite lack of knowledge and education around motoring law — driving offences and their penalties — suggesting that people think they know the law, when they don't…and they should get to know it better.
The recurring driving offences Auriga deals with are: speeding, and 'totting up' in particular — the accumulation of penalty points on someone's driving licence: a certain number in a fixed period leads to disqualification and driving over the alcohol limit.
It comes as no surprise they're the big ones! The process can take up to 12 weeks. If you have attended court because of a motoring offence, your licence is first sent to the Customer Services Centre of the Northern Ireland Courts Service and held for 15 days pending appeal.
The number to contact them is:. The number to contact DVA is:. Each endorsement has a unique offence code and is allocated 'penalty points' on a scale from one to 11, depending on the severity of the offence. The endorsement and penalty points is updated on your driver record and written on your paper driving licence or the counterpart document of your photocard driving licence.
You can find out more information on some of the main offences and associated penalties outlined in The Highway Code:. Example: date of conviction is 3 December - the endorsement must stay on the licence until 2 December Example: date of conviction is 28 May - the endorsement must stay on the licence until 27 May Example: date of offence 10 June - the endorsement must stay on the licence until 9 June Information on your driving entitlement and endorsements are sent to the courts and police if asked.
Your driving licence is automatically revoked withdrawn if you build up six or more penalty points within two years of passing your first driving test. If your driving licence is lost, you can get a duplicate. How Can I Help? Get A Car Quote. Alex Robbins, The Telegraph, reports: Endorsements on your licence have to stay there for a fixed amount of time, which varies depending on the offence.
So, how long are my points valid for? What about insurance? Related Insurance Products. Car Insurance []. Car Insurance. Print entire guide. Related content Being stopped by the police while driving Drink-driving penalties Driving disqualifications Speed limits Speeding penalties. Brexit Check what you need to do. Explore the topic Driving licences Penalty points, fines and driving bans.
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